Coast2Coast
Insurance Umpire Services
Professional Insurance Umpire Services You Can Trust
When disputes arise during the insurance appraisal process, a fair and qualified umpire can make all the difference. Coast2Coast offers impartial, experienced insurance umpire services to help bring clarity, resolution, and closure to contested property insurance claims.
Our professionals are trusted by both policyholders and insurers to evaluate disputed losses, interpret documentation, and render fair decisions in accordance with the terms of the insurance policy. We’re here to serve as the neutral party that ensures the appraisal process is resolved with integrity, accuracy, and professionalism.
What Is an Insurance Umpire?
In the event of a disagreement between the appraiser representing the insured and the appraiser representing the insurance carrier, an insurance umpire is brought in as a neutral third party. The role of the umpire is to review both sides of the case—examining damage estimates, supporting documentation, and the insurance policy—and to make a final, binding decision on the value of the loss.
In most cases, the umpire is jointly selected by the two appraisers. If the parties cannot agree on an umpire, the courts may appoint one.
An effective umpire must not only be unbiased—they must be highly qualified and experienced in insurance claims, property loss valuation, and the specific type of damage in dispute.
Why Choose C2C for Umpire Services?
At Coast2Coast, we’ve built a reputation on fairness, industry knowledge, and professionalism. Our team has decades of experience handling a wide range of property claims – from residential losses to large-scale commercial disputes -and understands the nuances involved in loss appraisal.
When selected as umpires, we bring:
We’re committed to delivering decisions that are based on facts, supported by evidence, and respectful of both parties’ positions.
The Ideal Time to Involve an Umpire
Although umpires are typically brought in when appraisers reach an impasse, involving an experienced umpire early in the appraisal process can help streamline resolution and avoid prolonged disputes.
By engaging C2C early, you benefit from our ability to identify key valuation differences, clarify policy interpretation issues, and encourage collaboration between the appraisers of both parties. This approach often leads to faster decisions and fairer outcomes for all involved.
What to Expect from C2C Umpire Services
When you work with us, you can count on a structured, professional process from start to finish:
1
Case Review & Conflict Check
We begin with a conflict-of-interest check and full review of the appraisal request, policy, and background.
2
Detailed Review of Submissions
We evaluate supporting documentation from both appraisers—including photos, repair estimates, reports, and itemized damages.
3
Site Inspections
(if needed)
If required, we’ll perform on-site inspections to verify physical damages and gain a clear understanding of the loss.
4
Final Evaluation & Binding Decision
Based on our review and findings, we provide a fair and impartial decision that, once agreed upon by two of the three parties, becomes binding under the appraisal clause of the insurance policy.
Trusted, Experienced, Impartial
Choosing the right umpire can make a challenging claim process more manageable. With Coat2Coast, you’re selecting a partner with the qualifications, credibility, and expertise to bring closure to your insurance dispute in a timely and equitable manner.
Whether you’re an appraiser, a policyholder, or an insurance carrier seeking a trusted umpire, we’re ready to help.
Contact Us!
Contact us today to discuss your case or request more information about our insurance umpire services.